2019 retrospective and new year’s resolutions
I never liked making new year’s resolutions, mainly because most of the time they’re just items on a list that remind me of my failures. The bigger the list, the bigger the disappointment at the end of the next year.
End of year analysis of my real estate crowdfunding portfolio
I haven’t written anything about my real estate crowdfunding portfolio since July. Enough changes happened in between, so I’m ready to provide new updates.
November analysis of my crowdlending portfolio
My November earnings almost reached 300 EUR (288), 22 EUR more than the previous month’s earnings. It’s not really an important step, as with my current spending habits it would only cover a 3rd of my expenses, but it’s still a step I want to cross.
Personal finance and the shameless act of selling
A few weeks ago my company invited an external speaker and he held this course named “Financial Intelligence”. In essence, it was a good initiative. Teaching IT geeks getting paid high salaries that life is not all about spending.
Our schools used to teach us math, chemistry, physics, history, geography, biology, and nothing about real life. For the generations brought up under communism, money didn’t have any value. When we finally graduated to democracy, our teachers didn’t know anything about personal finance. Since they didn’t understand its importance, they never bothered to learn and then teach us about it.
The state of fintech in Romania
I’ve built a list of all the fintech startups I could find in my country. Some of them don’t even have a working product yet, others were cannibalized by the competition, while a few others are quite interesting
A starter guide to Investly and invoice financing
Investly is one of the few European p2p lending platforms that deal only with invoice financing. While it’s not a new platform, being launched in 2015, I’ve only recently started investing in it.
Bondster p2p lending platform – quick review
Bondster is a p2p lending marketplace from the Czech Republic, offering 13% returns to its investors. It acts as an intermediary between lending companies (loan originators) and investors.
A Monethera review after 6 months
Monethera is the newest player in p2p business lending town. You can invest in real estate projects, business loans, green energy, logistics or technology companies and earn up to 22% per year in interest.
Wisefund – a simple review after 3 months
Wisefund is a new and promising p2p business lending platform from Estonia. With an average interest rate of 18% on its loans, it promises its investors good returns. The company was founded only in March 2019, and as of November, it has around 1500 investors who invested a bit over 3 million EUR on the […]
October update on my p2p lending portfolio
October is the month I usually get fat. It’s always raining outside, it’s cold and suddenly, I have nothing physical to do. I’m still eating the same but I’m burning less energy and the excess starts to get visible. Each year I make plans to go to the gym, and each year I remember how boring it is to do the same things over and over and quietly decide not to