panic people running with their money

Panic in the Baltics

January has been an interesting month for the Baltics p2p lending platforms. And not in a good way. A feature that attracted investors in the first place, an early buyback with a fee, proves to be an Achille’s heel for a series of crowdlending platforms.

Personal finance and the shameless act of selling

A few weeks ago my company invited an external speaker and he held this course named "Financial Intelligence". In essence, it was a good initiative. Teaching IT geeks getting paid high salaries that life is not all about spending. Our schools used to teach us math, chemistry, physics, history, geography, biology, and nothing about real life. For the generations brought up under communism, money didn't have any value. When we finally graduated to democracy, our teachers didn't know anything about personal finance. Since they didn't understand its importance, they never bothered to learn and then teach us about it.
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