In the past year I’ve tried out almost 30 European p2p lending platforms. In broad lines, the all follow the same business model: I lend money through them and I get paid interest, and they get a fee. But how do I rank them? If I was to make a top 10, I know which platforms would get into that list. I know Mintos would be my top 1 platform, but why is that?
EstateGuru is a peer to peer lending / real estate investment platform that offers short-term property-backed loans from Estonia, Finland, Latvia, Lithuania, Spain and UK.
There are few things in life I enjoy more than travelling. The feeling when I look around and new horizons lay before my eyes makes life truly wonderful. My parents weren’t keen on travelling. Their idea of a vacation was Read more…
Since June last year, my p2p lending portfolio grew from 10 EUR to 20.000 EUR. I didn’t intend to grow it this fast, but accidents happen. I couldn’t learn about a platform by reading what others were saying, so I had to try it out. Add some funds. See how payments come. See how the platform handles customer requests and other issues. After I got comfortable with one platform, I couldn’t just withdraw the funds. The returns were too good to leave them there.
This got me wondering if I could live off my p2p investments earnings. And how much time it would take until I’d be able to do so. And I started tinkering with numbers.
This is going to be a long one. Since I didn’t write almost anything here in September, lots of thoughts piled up. So, grab a coffee (or a beer) and enjoy. I’ve managed this month to build myself a small Read more…
Fast Invest is a peer to peer lending platform offering loans from multiple European lenders. It started in 2015 in the United Kingdom and it currently has more than 30.000 daily users.
Monethera is the newest player in p2p business lending town. You can invest in real estate projects, business loans, green energy, logistics or technology companies and earn up to 22% per year in interest.
August was a good month for my p2p lending portfolio. I’ve earned 314 EUR in interest payments this month, which means a 1.56% return on my investment.
Debitum Network is a decentralized p2p lending marketplace from Latvia, that started offering business loans to worldwide companies in September 2018.
I received an email last month telling me my hosting subscription is due to expire and I’ll need to renew it. Of course, my hosting provider also told me they’ll be nice and auto-renew my subscription, so I don’t lose my websites.
