Monethera is the newest player in p2p business lending town. You can invest in real estate projects, business loans, green energy, logistics or technology companies and earn up to 22% per year in interest.
Wisefund is a new and promising p2p business lending platform from Estonia. With an average interest rate of 18% on its loans, it promises its investors good returns. The company was founded only in March 2019, and as of November, it has around 1500 investors who invested a bit over 3 million EUR on the […]
October is the month I usually get fat. It’s always raining outside, it’s cold and suddenly, I have nothing physical to do. I’m still eating the same but I’m burning less energy and the excess starts to get visible. Each year I make plans to go to the gym, and each year I remember how boring it is to do the same things over and over and quietly decide not to
Yielders is a real estate crowdfunding platform from the UK that focuses on buy-to-let properties from London and South East England. Since its launch in 2016, it managed to found properties worth more than 2.5 million GBP, with an average net yield of 6%.
In the past year I’ve tried out almost 30 European p2p lending platforms. In broad lines, the all follow the same business model: I lend money through them and I get paid interest, and they get a fee. But how do I rank them? If I was to make a top 10, I know which platforms would get into that list. I know Mintos would be my top 1 platform, but why is that?
EstateGuru is a peer to peer lending / real estate investment platform that offers short-term property-backed loans from Estonia, Finland, Latvia, Lithuania, Spain and UK.
There are few things in life I enjoy more than travelling. The feeling when I look around and new horizons lay before my eyes makes life truly wonderful. My parents weren’t keen on travelling. Their idea of a vacation was visiting relatives in the countryside, staying there for a week or two, and then come […]
Since June last year, my p2p lending portfolio grew from 10 EUR to 20.000 EUR. I didn’t intend to grow it this fast, but accidents happen. I couldn’t learn about a platform by reading what others were saying, so I had to try it out. Add some funds. See how payments come. See how the platform handles customer requests and other issues. After I got comfortable with one platform, I couldn’t just withdraw the funds. The returns were too good to leave them there.
This got me wondering if I could live off my p2p investments earnings. And how much time it would take until I’d be able to do so. And I started tinkering with numbers.
This is going to be a long one. Since I didn’t write almost anything here in September, lots of thoughts piled up. So, grab a coffee (or a beer) and enjoy. I’ve managed this month to build myself a small website that lets me upload exported transactions and loan data from the platforms I’m invested […]