These are the crowd investing platforms I like the most.

I’ve studied how they work and invested in them. Until now, the results didn’t disappoint me.

When I’m investing in a new platform, I look at the following:

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My favourite crowd investing platforms

Mintos

Mintos, the biggest peer to peer lending platform in Europe, gives every new user 1% bonus on all investments made in the first 3 months. The bonus is paid in 3 instalments, at 30, 60 and 90 days after you registered.

The bonus is given to all users that register through a referral link, like mine. If you use my referral link, I’ll also get a bonus of 1% of the sum you invest. Win-win.

The typical return rates for investments in Mintos are around 10-13%. They also have a buyback policy for loan payments that are more than 60 days late, so you’re money is safe with them. If you want to learn more about Mintos and how it works, you can read another article I wrote here.

Neo Finance

Neo Finance offers 10 EUR free cash bonus to new users. This is a peer to peer lending platform that offers return rates ranging from 6% to 27%, depending on the risk level. I wrote a bit more about them here if you want to read more.

If you use my referral link, I’ll also get a 10 EUR cash bonus when you open an account with them. And I’ll be forever grateful.

EstateGuru

EstateGuru gives new users 0.5% cash back on all investments made in the first 3 months. This is a peer to peer lending platform that offers only loans that are backed by real estate properties. The typical returns for investors are around 12%. You can read more about them here.

If you use my referral link, I’ll also get a 0.5% bonus from all your investments made in the first 3 months, and I can’t thank you enough for that.

Envestio

Envestio gives you 5 EUR cash bonus when you deposit your first 100 EUR in your account. It will also give you a 0.5% bonus on all investments made in the first 270 days after you opened your account.

Envestio allows its users to invest in business loans from a wide range of industry sectors like real estate, energy, agriculture. The typical return rates for investors are around 20%. You can read more about them here.

If you use my referral link, I’ll also get a 0.5% bonus from the investments you make.

Property Partner

Property Partner is a crowdfunding platform that buys real estate properties and it either rents them or sells them. Investors can buy shares in the properties on the platform and receive profits when the properties are sold or receive monthly cash dividends from the rent income. If you’re interested to learn more about them, I wrote a more extensive review here.

If you use my referral link, I can choose to either share with you or gift you a cash bonus based on the amount you invested in the platform.

The cash bonuses are as follows:

Seedrs

Seedrs gives you 10 GBP bonus if you invest on their platform at least 50 GBP in the first 30 days after you opened an account with them. If you use my referral link, I’ll also get a similar bonus.

I wrote a more detailed review about Seedrs here if you want to read more. It’s basically a platform where you can invest in startups by buying shares in those companies. You get profits only if the company is successful. And you’ll need to wait for a typical 3 to 5 years time horizon.