Panic in the Baltics
January has been an interesting month for the Baltics p2p lending platforms. And not in a good way. A feature that attracted investors in the first place, an early buyback with a fee, proves to be an Achille’s heel for a series of crowdlending platforms.
Daniel Jan 23, 2020
Wisefund – a simple review after 3 months
Wisefund is a new and promising p2p business lending platform from Estonia. With an average interest rate of 18% on its loans, it promises its investors good returns. The company was founded only in March 2019, and as of November, it has around 1500 investors who invested a bit over 3 million EUR on the […]
Daniel Nov 6, 2019
October update on my p2p lending portfolio
October is the month I usually get fat. It’s always raining outside, it’s cold and suddenly, I have nothing physical to do. I’m still eating the same but I’m burning less energy and the excess starts to get visible. Each year I make plans to go to the gym, and each year I remember how boring it is to do the same things over and over and quietly decide not to
Daniel Nov 3, 2019
A risk vs return analysis of my p2p lending portfolio
In the past year I’ve tried out almost 30 European p2p lending platforms. In broad lines, the all follow the same business model: I lend money through them and I get paid interest, and they get a fee. But how do I rank them? If I was to make a top 10, I know which platforms would get into that list. I know Mintos would be my top 1 platform, but why is that?
Daniel Oct 21, 2019
September 2019 updates on my p2p investments
This is going to be a long one. Since I didn’t write almost anything here in September, lots of thoughts piled up. So, grab a coffee (or a beer) and enjoy. I’ve managed this month to build myself a small website that lets me upload exported transactions and loan data from the platforms I’m invested […]
Daniel Oct 1, 2019