P2P lending in the time of coronavirus
March has been a crazy month for p2p lending, and not only. The full effects of the current crisis are not yet visible, and there’s a lot more to come.
20 platforms and 20 reasons I shouldn’t invest in p2p lending
I’ll use this article as a good exercise to verbalize the things I don’t like about each p2p lending platform I’m invested in, and why I shouldn’t be invested in, if I was in my right mind.
Panic in the Baltics
January has been an interesting month for the Baltics p2p lending platforms. And not in a good way. A feature that attracted investors in the first place, an early buyback with a fee, proves to be an Achille’s heel for a series of crowdlending platforms.
A starter guide to Investly and invoice financing
Investly is one of the few European p2p lending platforms that deal only with invoice financing. While it’s not a new platform, being launched in 2015, I’ve only recently started investing in it.
Bondster p2p lending platform – quick review
Bondster is a p2p lending marketplace from the Czech Republic, offering 13% returns to its investors. It acts as an intermediary between lending companies (loan originators) and investors.
Wisefund – a simple review after 3 months
Wisefund is a new and promising p2p business lending platform from Estonia. With an average interest rate of 18% on its loans, it promises its investors good returns. The company was founded only in March 2019, and as of November, it has around 1500 investors who invested a bit over 3 million EUR on the […]
October update on my p2p lending portfolio
October is the month I usually get fat. It’s always raining outside, it’s cold and suddenly, I have nothing physical to do. I’m still eating the same but I’m burning less energy and the excess starts to get visible. Each year I make plans to go to the gym, and each year I remember how boring it is to do the same things over and over and quietly decide not to
A risk vs return analysis of my p2p lending portfolio
In the past year I’ve tried out almost 30 European p2p lending platforms. In broad lines, the all follow the same business model: I lend money through them and I get paid interest, and they get a fee. But how do I rank them? If I was to make a top 10, I know which platforms would get into that list. I know Mintos would be my top 1 platform, but why is that?
EstateGuru – a happy review after 2 years
EstateGuru is a p2p lending/real estate investment platform that offers short-term property-backed loans from Estonia, Finland, Latvia, Lithuania, Spain and UK.
September 2019 updates on my p2p investments
This is going to be a long one. Since I didn’t write almost anything here in September, lots of thoughts piled up. So, grab a coffee (or a beer) and enjoy. I’ve managed this month to build myself a small website that lets me upload exported transactions and loan data from the platforms I’m invested […]