Honest reviews on alternative investment platforms I use. Reviews on European p2p lending platforms.
Wisefund is a new and potentially promising p2p business lending platform from Estonia. With an average interest rate of 18.77% on its loans, it promises its investors good returns. The company was founded only in March 2019, and as of August, it has around 300 investors who invested a bit Read more…
Iban Wallet is an online investment platform which allows users to invest in different accounts with different interest rates and terms by offering a hassle-free, passive management experience. Iban’s projected returns range from 2.5% to 6%.
This is the 7th month I keep detailed track of my p2p lending portfolio. While it does provide value to me, I’m not sure it does the same for you. So I’ll try to keep this light and short.
Mintos is a peer to peer lending platform founded in Latvia in 2015. Currently, they offer an easy way to invest in loans from 29 countries originated from 60 lending companies. Since they started, they funded loans worth more than 2.1 billion EUR.
EstateGuru is a peer to peer lending / real estate investment platform that offers short-term property-backed loans from Estonia, Finland, Latvia, Lithuania, Spain and UK.
PeerBerry is a new peer to peer lending platform that has its first birthday in October 2018. They offer EUR short-term loans at a usual return between 10-12%.
My p2p lending portfolio didn’t suffer any major changes since last month. I’ve only moved around some of the funds I had on PeerBerry to other platforms.
There are many European platforms that provide peer to peer loans to everyday investors. Some of the ones I like and I’m currently invested in are here.
Envestio is a crowd investing platform based in Estonia. It offers investing opportunities from a wide range of industry sectors. The investments have a yearly interest rate between 12% and 22%.
They don’t issue flashy press releases, their social media presence is minimal, and their blog contains laconic posts like “KFP24 joins Viventor”. However, they keep growing steadily.