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Investment platforms reviews

Reviews on alternative investments platforms I've used (or planned to use but decided not to).

Abundance

If saving the planet is part of your priorities, Abundance Investment helps you do this while also turning in a nice profit.
Launched: 2012
Headquarters: UK
Min. investment: 50 GBP
Interest rates: 5% – 12%

Brickowner

Brickowner is a relatively new property crowd-investing platform in the UK. With just 100 GBP, it lets you own a portion of property investment in the UK.
Launched: 2017
Headquarters: UK
Min. investment: 100 GBP
Expected returns: 8% to 12%

Brickstarter

Brickstarter is the place to go if you want to invest in Spanish vacation rental properties. This real estate crowdfunding platform buys tourist rental properties, renovates them and then sells them back at an increased value.
Launched: 2017
Headquarters: Spain
Min. investment: 50 EUR
Expected returns: ~9%

Bulkestate

Bulkestate is one of the newer players on the real estate crowdfunding landscape in the Baltics. If you’re interested in real estate investments in Riga, Latvia, Bulkestate might be what you’re looking for.
Launched: 2016
Headquarters: Latvia
Min. investment: 50€
Interest rates: 13%

Crowdcube

Crowdcube is the largest UK crowd investing platform with more than 700.000 members, making it the largest community of equity investors in Europe. To date, it invested in startup pitches more than 1 billion GBP.
Launched: 2011
Headquarters: UK
Min. investment: 10 GBP

Crowdestor

Do you want to invest in real estate, energy, transport, and startup projects from as little as 50 EUR with 15% annual return rates? Crowdestor is the answer. This little real estate crowdfunding platform based in Estonia publishes on its website secured loans with interest rates that vary from 12% to 36%.
Launched: 2018
Headquarters: Latvia
Min. investment: 50€
Interest rates: 12%-36%

EstateGuru

EstateGuru is a p2p lending/real estate investment platform that offers short-term property-backed loans from Estonia, Finland, Latvia, Lithuania, Spain and UK.
Launched: 2014
Headquarters: Estonia
Min. investment: 50€
Interest rates: 8% – 14%

Flender

Flender is one of the few p2p lending platforms I know about from Ireland, and it’s the one I like the most. For me, it’s been a great way to move part of my p2p portfolio away from the Baltics platforms.
Launched: 2015
Headquarters: Ireland
Min. investment: 50€
Interest rates: 6% - 12%

Housers

Housers is a real estate crowdfunding platform from Spain that offers investors opportunities from Spain, Portugal, or Italy. The more I look at it, the more I like it.
Launched: 2015
Headquarters: Spain
Min. investment: 50€
Interest rates: 8% - 12%

Investly

Investly is one of the few European p2p lending platforms that deal only with invoice financing. While it’s not a new platform, being launched in 2015, I’ve only recently started investing in it.
Launched: 2015
Headquarters: Estonia
Min. investment: 10€
Interest rates: 8% - 13%

Mintos

Mintos is the biggest p2p lending platform in Europe, with 6+ billion € in funded loans. I’ve been investing in Mintos for the past 2 years with great results.
Launched: 2015
Headquarters: Latvia
Min. investment: 10€
Interest rates: 8% - 20%

Neo Finance

Neo Finance is the leading p2p consumer lending platform in Lithuania. While not very popular, it’s the most transparent and safest platform in the Baltics.
Launched: 2015
Headquarters: Lithuania
Min. investment: 10€
Interest rates: 6% - 25%

PeerBerry

PeerBerry is a new peer to peer lending platform that has its first birthday in October 2018. They offer EUR short-term loans at a usual return between 10-12%.
Launched: 2017
Headquarters: Latvia
Min. investment: 10€
Interest rates: 10% - 12%

Reinvest24

Reinvest24 is one of the newest players on the real estate crowdfunding landscape in Estonia.
Launched: 2018
Headquarters: Estonia
Min. investment: 100 EUR
Expected returns: 6-8% on rental properties, 13-14% on development loans

Seedrs

Seedrs is a platform where you can invest in startup companies across Europe and buy company shares. If the startup is successful, your funds will be worth a lot more than what you invested.
Launched: 2009
Headquarters: UK
Min. investment: 10 GBP

Trine

I’ve recently become interested in socially responsible investing, or impact investing. Meaning investing in projects or companies that have a positive impact on the people and the environment.
Launched: 2015
Headquarters: Sweden
Min. investment: 25€
Interest rates: 6% - 10%

Twino

Twino lets you invest in unsecured consumer and property-backed loans from Latvia, Poland, Russia, Kazakhstan, and Vietnam.
Launched: 2009
Headquarters: Latvia
Min. investment: 10€
Interest rates: 8% - 16%

Viventor

Viventor is a Latvian marketplace lender offering highly attractive returns to its p2p investors. Since I started investing, my annual return has been around 13%
Launched: 2015
Headquarters: Latvia
Min. investment: 10€
Interest rates: 8% - 16%

WiseAlpha

WiseAlpha is an online platform that offers individual investors senior secured and high yield corporate bonds and loans from UK and EU companies. Through an instrument called WiseAlpha notes, investors can start investing in corporate bonds from Netflix, Virgin Media, or Vodafone with as little as 100 GBP/EUR.
Launched: 2016
Headquarters: UK
Min. investment: 100 GBP
Interest rates: 2.9% – 14.2%

Yielders

Yielders is a real estate crowdfunding platform from the UK that focuses on buy-to-let properties from London and South East England. Since its launch in 2016, it managed to found properties worth more than 2.5 million GBP, with an average net yield of 6%.
Launched: 2016
Headquarters: UK
Min. investment: 100 GBP
Expected returns: 6% to 10%