factornerd

Platforms Index

A long list of platforms related to crowdlending, equity crowdfunding, and other types of investments. All platforms I've ever used or plan to use.

abundance investments

If saving the planet is part of your priorities, Abundance Investment helps you do this and also gives you a nice profit.

Launched:
2012
Headquarters:
UK
Investment types:
Green Energy, Social Housing, Municipal Bonds
Investment terms:
2 to 20 years
Interest rates:
5% – 12%
Investments funded:
101 million GBP (as of January 2020)
Investors:
6000 (as of January 2020)
Investor countries:
UK
Min. investment:
50 GBP
Early exit:
secondary market
assetz capital

Assetz Capital is an UK p2p lending platform that offers investments in secured business and property loans.

Launched:
2013
Headquarters:
UK
Investment types:
Property-Backed and Business Loans
Interest rates:
4% - 13%
Investor countries:
Global
Min. investment:
1 GBP
bondora

Bondora is a big automatic p2p investment tool where you set the level of risk you want to take, fund your account and let it run.

Launched:
2009
Headquarters:
Estonia
Investment types:
Consumer Loans
Interest rates:
10%
Investments funded:
373 million €
Investors:
126,000
Investor countries:
Global
Min. investment:
1 EUR
bondster

Bondster is a p2p lending marketplace from the Czech Republic, offering 13% returns to its investors.

Launched:
2017
Headquarters:
Czech Republic
Investment types:
Consumer Loans
Interest rates:
13%
Investments funded:
43 million €
Investors:
9300
Investor countries:
EU
Min. investment:
5€
brickfy

Brickfy is an Estonian company that offers a lending marketplace to invest in business and property-backed loans.

Launched:
2020
Headquarters:
Estonia
Investment types:
Business Loans, Property-Backed Loans
Investment terms:
6 - 24 months
Interest rates:
7% - 14%
Investor countries:
EEA
Min. investment:
10 EUR
Early exit:
no
brickowner

Brickowner is a relatively new property crowd investing platform in the UK. With just 100 GBP, it lets you own a portion of property investment in the UK.

Launched:
2017
Headquarters:
UK
Investment types:
Development Projects
Investment terms:
1 to 5 years
Expected returns:
8% to 12%
Investments funded:
11 million GBP
Investors:
2000
Investor countries:
Global
Min. investment:
100 GBP
Early exit:
no
brickstarter

Brickstarter is the place to go if you want to invest in Spanish vacation rental (Airbnb) properties.

Launched:
2017
Headquarters:
Spain
Investment types:
Buy-to-sell properties
Investment terms:
~1 year
Expected returns:
~9%
Investments funded:
3 million EUR
Investor countries:
EEA, Switzerland
Min. investment:
50 EUR
Early exit:
no
bulkestate

Bulkestate is one of the smaller players on the real estate crowdfunding landscape in the Baltics, focusing mostly on Riga properties.

Launched:
2016
Headquarters:
Latvia
Investment types:
Property-Backed Loans
Investment terms:
1-3 years
Interest rates:
13%
Investor countries:
Global
Min. investment:
50€
Early exit:
no

Celsius lets you earn interest on your crypto assets, or use them to take out loans with low interest rates. You can also use the Celsius Network to pay others or transfer funds.

Launched:
2017
Headquarters:
UK
Investment types:
Crypto backed loans
Interest rates:
5% - 13%
Investments funded:
5+ billion USD
Investors:
350,000
Investor countries:
Global
Min. investment:
no minimum
Early exit:
instant exit
crowdcube

Crowdcube is the largest UK crowd investing platform with more than 700.000 members, making it the largest community of equity investors in Europe.

Launched:
2011
Headquarters:
UK
Investment types:
Equity
Investments funded:
1 billion GBP
Investors:
700,000
Investor countries:
Global
Min. investment:
10 GBP
Early exit:
no
crowdestate

Crowdestate is a real estate crowdfunding platform based in Estonia. You can either finance or get funding for a real estate development project.

Launched:
2014
Headquarters:
Estonia
Investment types:
Property-Backed Loans
Interest rates:
12%
Investments funded:
87 million €
Investors:
42,000
Investor countries:
Global, no US
Min. investment:
100€
Early exit:
secondary market
crowdestor

Crowdestor is one interesting p2p business lending platform where you can invest in real estate, energy, transport and startup projects from the Baltics.

Launched:
2018
Headquarters:
Latvia
Investment types:
Business Loans, Property-Backed Loans
Investment terms:
3-18 months
Interest rates:
12%-36%
Investments funded:
45 million €
Investors:
18,000
Investor countries:
EEA
Min. investment:
50€
Early exit:
no
debitum network

Debitum Network is a (former) decentralized p2p lending marketplace from Latvia, offering business loans to worldwide companies.

Launched:
2018
Headquarters:
Latvia
Investment types:
Business Loans, Invoice Financing
Interest rates:
10%
Investments funded:
18 million €
Investors:
4,700
Investor countries:
Europe, Asia
Min. investment:
50€
Early exit:
no
dena invest

The unique selling point of Dena Invest is the exclusive destination for investing in real estate- the Balkans.

Launched:
2020
Headquarters:
Kosovo
Investment types:
Development Loans
Investor countries:
EU
Min. investment:
50 EUR
dofinance

DoFinance is a p2p lending platform owned by Alfa Finance, offering consumer loans originated by companies from the same group..

Launched:
2017
Headquarters:
Latvia
Investment types:
Consumer Loans
Investment terms:
6-60 months
Interest rates:
7% to 11%
Investments funded:
90 million EUR
Investors:
4000
Investor countries:
EEA, Switzerland
Min. investment:
10 EUR
Early exit:
secondary market
estateguru

EstateGuru is a promising p2p lending/real estate investment platform that offers short-term property-backed loans from all over Europe.

Launched:
2014
Headquarters:
Estonia
Investment types:
Property-Backed Loans, Business Loans
Investment terms:
up to 2 years
Interest rates:
8% – 14%
Investments funded:
280 million €
Investors:
67,000
Investor countries:
Global
Min. investment:
50€
Early exit:
secondary market
evoestate

EvoEstate is a platform aggregator offering real-estate investments from tens of European crowdlending platforms.

Launched:
2019
Headquarters:
Estonia
Investment types:
Property-Backed Loans, Buy-to-sell and rental properties
Investment terms:
1-5 years
Interest rates:
5% - 12%
Investor countries:
Global
Min. investment:
50 EUR
Early exit:
secondary market
fellow finance

FellowFinance is a p2p lending platform from Finland. It offers business and consumer loans from Finland, Denmark, Germany, Sweden and Poland.

Launched:
2014
Headquarters:
Finland
Investment types:
Consumer Loans, Business Loans
Interest rates:
10%
Investments funded:
630 million €
Investors:
16,000
Investor countries:
EU
Min. investment:
1€
finbee

FinBee is a Lithuanian p2p lending platform offering private or business loans with interest rates range from 14% to 23%.

Launched:
2015
Headquarters:
Lithuania
Investment types:
Consumer Loans, Business loans
Interest rates:
14%
Investments funded:
30 million €
Investors:
15,000
Investor countries:
EEA
Min. investment:
5€
flender

Flender is one of the few p2p lending platforms I know about from Ireland, and it’s the one I like the most.

Launched:
2015
Headquarters:
Ireland
Investment types:
Business Loans
Investment terms:
6 months to 5 years
Interest rates:
6% - 12%
Investments funded:
26 million €
Investors:
6000
Investor countries:
Global, no US
Min. investment:
50€
Early exit:
no
funderbeam

If investing in Baltics startups is what you're looking for, Funderbeam might be the platform you need.

Launched:
2013
Headquarters:
UK
Investment types:
Equity
Investments funded:
26 million EUR
Investors:
60,000
Investor countries:
Global
Min. investment:
100 EUR
Early exit:
secondary market
heavy finance

HeavyFinance is the only platform providing an opportunity to invest in loans backed by heavy machinery.

Launched:
2020
Headquarters:
Lithuania
Investment types:
Equipment-secured business loans
Investment terms:
24-36 months
Interest rates:
10% - 14%
Investments funded:
2 million EUR
Investors:
>1000
Investor countries:
EU
Min. investment:
100 EUR
Early exit:
no
housers

Housers is a real estate crowdlending platform from Spain. You can invest in development loans, buy to sell properties or buy to rent properties.

Launched:
2015
Headquarters:
Spain
Investment types:
Property-backed Loans, Green energy
Investment terms:
12 - 48 months
Interest rates:
8% - 12%
Investments funded:
120 million €
Investors:
>100,000
Investor countries:
Global, no US
Min. investment:
50€
Early exit:
secondary market
iban wallet

Iban Wallet is an online investment platform which allows users to passively invest in different accounts with different interest rates and terms.

Launched:
2018
Headquarters:
Spain
Investment types:
Managed Fund
Investment terms:
1d - 5 years
Interest rates:
3% - 6%
Investor countries:
EU
Min. investment:
1€
investly

Investly is one of the few European p2p lending platforms that deal only with invoice financing.

Launched:
2015
Headquarters:
Estonia
Investment types:
Invoice Financing
Investment terms:
30d - 180 days
Interest rates:
8% - 13%
Investments funded:
40 million €
Investors:
3,000
Investor countries:
EEA
Min. investment:
10€
Early exit:
no
iuvo group

Iuvo Group is an Estonian p2p lending platform acting as a marketplace for other loan originators that publish their loans and let investors buy parts of them.

Launched:
2016
Headquarters:
Estonia
Investment types:
Consumer Loans
Interest rates:
9%
Investments funded:
118 million €
Investors:
19,000
Investor countries:
Global
Min. investment:
10€
klear lending

Klear is a Bulgarian p2p lending platform launched in November 2016. It offers consumer loans to Bulgarian citizens and accepts investments from any person living in the EU.

Launched:
2016
Headquarters:
Bulgaria
Investment types:
Consumer Loans
Interest rates:
8%
Investments funded:
7 million €
Investor countries:
EU
Min. investment:
10€
kviku finance

Kviku Finance is part of Kviku Group of online lending companies with operations in Russia, Kazakhstan, Ukraine, Spain, Poland and Philippines.

Launched:
2020
Headquarters:
Cyprus
Investment types:
Consumer Loans
Interest rates:
12%
Investor countries:
EU
Min. investment:
10€
lendahand

Lendahand is using impact investing as a way to eradicate poverty by enabling SMEs to be the drivers of their local economies.

Launched:
2012
Headquarters:
Netherlands
Investment types:
Business Loans
Interest rates:
3% - 6%
Investments funded:
80 million €
Investors:
7000
Investor countries:
Global
Min. investment:
50€
Early exit:
no
lendermarket

Lendermarket is a P2P investment platform, where we connect investors to loans issued by our partner Creditstar Group - one of Europe’s leading digital consumer finance companies

Launched:
2019
Headquarters:
Ireland
Investment types:
Consumer Loans
Interest rates:
14%
Investor countries:
Global
Min. investment:
10€
lendsecured

LendSecured is yet another p2p lending platform from the Baltics offering property-backed loans to its investors.

Launched:
2020
Headquarters:
Latvia
Investment types:
Property-Backed Loans
Investment terms:
12-24 months
Interest rates:
11% - 14%
Investors:
225
Investor countries:
EEA, Switzerland
Min. investment:
50 EUR
Early exit:
secondary market
lenndy

Lenndy offers the option to invest in business or personal loans secured by a buyback guarantee, with interest rates ranging from 11%-15% per year.

Launched:
2016
Headquarters:
Latvia
Investment types:
Consumer Loans
Interest rates:
12%
Investors:
7000
Investor countries:
EEA
Min. investment:
10€
linked finance

LinkedFinance is Ireland’s largest p2p lending platform, focusing on business loans offered to SMEs.

Launched:
2013
Headquarters:
Ireland
Investment types:
Business Loans
Interest rates:
8.5% – 15%
Investments funded:
135 million €
Investors:
25,000
Investor countries:
EU
Min. investment:
50€
max crowdfund

Max Crowdfund is an interesting attempt to mix real estate crowdfunding with blockchain technology.

Launched:
2020
Headquarters:
Netherlands
Investment types:
Development Loans, Buy-To-Rent Bonds
Investment terms:
12-120 months
Interest rates:
5% to 15%
Investments funded:
1 million EUR
Investor countries:
Global
Min. investment:
100 EUR
Early exit:
no
mintos

Mintos is the largest European p2p lending market, offering consumer/business/property-backed loans from across the globe.

Launched:
2015
Headquarters:
Latvia
Investment types:
Consumer Loans, Business Loans
Investment terms:
30 days to 20 years
Interest rates:
8% - 20%
Investments funded:
5.8 billion €
Investors:
350,000
Investor countries:
Global
Min. investment:
10€
Early exit:
secondary market
moncera

Moncera is a new p2p lending platform created by Placet Group, a company with more than 15 years of experience in the consumer loans market.

Launched:
2020
Headquarters:
Estonia
Investment types:
Consumer Loans
Investors:
1,500
Min. investment:
10€
monestro

Monestro is a pure p2p lender from Estonia, acting as an intermediary between investors and borrowers.

Launched:
2014
Headquarters:
Estonia
Investment types:
Consumer Loans
Investment terms:
3 - 48 months
Interest rates:
8% - 35%
Investors:
~1000
Investor countries:
EEA
Min. investment:
10 EUR
Early exit:
secondary market
neo finance

Neo Finance is the leading p2p consumer lending platform in Lithuania. While not very popular, it’s the most transparent and safest platform in the Baltics.

Launched:
2015
Headquarters:
Lithuania
Investment types:
Consumer Loans
Investment terms:
30 days - 7 years
Interest rates:
6% - 25%
Investments funded:
63 million €
Investors:
12,000
Investor countries:
EEA
Min. investment:
10€
Early exit:
secondary market

Nexo is regulated fintech offering loans backed by crypto assets. Assets stored with Nexo are insured by BitGo, up to 100 million USD. You can either take an instant loan based on the value of your crypto assets, or earn daily interest on your assets held on Nexo.

Launched:
2018
Headquarters:
UK
Investment types:
Crypto Loans
Interest rates:
5% - 12%
Investments funded:
4+ billion USD
Investors:
1 million+
Investor countries:
Global
Min. investment:
Crypto - any amount; 1000 EUR/GBP/USD
Early exit:
instant exit
nibble finance

Nibble is a recently launched p2p consumer lending platform under its parent company, IT Smart Finance Group.

Launched:
2020
Headquarters:
Spain
Investment types:
Consumer Loans
Interest rates:
12%
Investments funded:
200,000 EUR
Investor countries:
Global
Min. investment:
10€
peerberry

PeerBerry is a nice p2p lending platform offering steady 12%-14% returns on mostly short-term consumer loans from the Baltics.

Launched:
2017
Headquarters:
Latvia
Investment types:
Consumer Loans
Investment terms:
30 days to 5 years
Interest rates:
10% - 12%
Investments funded:
350 million €
Investors:
29,000
Investor countries:
EEA
Min. investment:
10€
Early exit:
no
profitus

Profitus is a real estate crowdfunding platform from Lithuania letting you invest in real estate development projects.

Launched:
2018
Headquarters:
Lithuania
Investment types:
Property-Backed Loans
Interest rates:
10%
Investments funded:
13 million €
Investor countries:
Global
Min. investment:
100€

Reinvest24 is a small player on the real estate crowdfunding market from Estonia, letting you buy shares in residential and commercial properties.

Launched:
2018
Headquarters:
Estonia
Investment types:
Development loans, Buy-to-sell and rental properties
Investment terms:
up to 10 years
Expected returns:
6-8% on rental properties, 13-14% on development loans
Investments funded:
12 million EUR
Investor countries:
Global
Min. investment:
100 EUR
Early exit:
secondary market
rendity

Rendity is a real-estate crowdfunding platform from Austria that lets you invest in real-estate development loans.

Launched:
2015
Headquarters:
Austria
Investment types:
Property-Backed Loans
Interest rates:
7%
Investments funded:
35 million €
Investors:
3200
Investor countries:
Global
Min. investment:
500€
robo.cash

Robocash is a peer-to-peer lending platform based in Croatia that offers short-term consumer loans to its investors.

Launched:
2017
Headquarters:
Croatia
Investment types:
Consumer Loans
Interest rates:
12%
Investments funded:
138 million €
Investor countries:
Europe
Min. investment:
10€
savy

Savy is a p2p lending platform from Lithuania that links directly borrowers to loan investors.

Launched:
2014
Headquarters:
Lithuania
Investment types:
Consumer loans
Interest rates:
20%
Investments funded:
419 million €
Investors:
27,000
Investor countries:
Global
Min. investment:
5€

Seedrs is a platform where you can invest in startup companies across Europe and buy company shares. If the startup is successful, your funds will be worth a lot more than what you invested.

Launched:
2009
Headquarters:
UK
Investment types:
Equity
Investment terms:
5+ years
Investments funded:
1 billion GBP
Investor countries:
Global
Min. investment:
10 GBP
Early exit:
Secondary market
swaper

Swaper is a Latvian p2p lending marketplace offering short-term consumer loans to its investors with a 12% interest rate.

Launched:
2016
Headquarters:
Latvia
Investment types:
Consumer Loans
Interest rates:
12%
Investments funded:
150 million €
Investor countries:
EEA
Min. investment:
10€
tessin

Tessin is a real estate crowdfunding platform from Sweden. You can either invest in development projects or buy shares in rental properties.

Launched:
2012
Headquarters:
Sweden
Investment types:
Property-backed loans
Interest rates:
8%
Investments funded:
215 million €
Investors:
52,000
Investor countries:
Global
Min. investment:
20.000 SEK
tfg crowd

TFG Crowd is one of the newest p2p business lending platforms from Europe. Registered in Estonia, it has offices in Tallinn, Riga, London and Berlin.

Launched:
2019
Headquarters:
Estonia
Investment types:
Business Loans, Invoice Financing
Interest rates:
17%
Investments funded:
7 million €
Investor countries:
EEZ
Min. investment:
100€
Early exit:
no
trine

Trine is a small crowdlending platform from Sweden that finances only companies that sell, distribute or install solar-powered systems.

Launched:
2015
Headquarters:
Sweden
Investment types:
Business Loans, Green Energy
Investment terms:
1 - 2 years
Interest rates:
6% - 10%
Investments funded:
45 million €
Investors:
11,500
Investor countries:
EEA
Min. investment:
25€
Early exit:
no
twino

Twino lets you invest in unsecured consumer and property-backed loans from Latvia, Poland, Russia, Kazakhstan, Vietnam.

Launched:
2009
Headquarters:
Latvia
Investment types:
Consumer Loans, Property-Backed Loans
Investment terms:
1 - 60 months
Interest rates:
8% - 16%
Investments funded:
740 million €
Investors:
18,000
Investor countries:
Global
Min. investment:
10€
Early exit:
secondary market

ViaInvest is the offspring of VIA SMS Group and the loans issued on the platform are coming from lenders belonging to the same group.

Launched:
2016
Headquarters:
Latvia
Investment types:
Consumer Loans
Interest rates:
11%
Investors:
10,000
Investor countries:
EEA
Min. investment:
10€
viventor

Viventor is a Latvian marketplace lender offering highly attractive returns to its p2p investors.

Launched:
2015
Headquarters:
Latvia
Investment types:
Consumer Loans
Investment terms:
30 days - 7 years
Interest rates:
8% - 16%
Investments funded:
137 million €
Investors:
7000
Investor countries:
Global, no US
Min. investment:
10€
Early exit:
secondary market

WiseAlpha is an online platform that offers individual investors senior secured and high yield corporate bonds and loans from UK companies.

Launched:
2016
Headquarters:
UK
Investment types:
Corporate bonds
Interest rates:
2.9% – 14.2%
Investor countries:
EU, UK residents
Min. investment:
100 GBP
Early exit:
secondary market

Yielders is a real estate crowdfunding platform from the UK that focuses on buy-to-let properties from London and South East England.

Launched:
2016
Headquarters:
UK
Investment types:
Rental properties
Investment terms:
3 to 5 years
Expected returns:
6% to 10%
Investments funded:
2.5 million GBP
Investors:
~2500
Investor countries:
Global, no US
Min. investment:
100 GBP
Early exit:
secondary market
zlty melon

ZltyMelon (yellow melon) is a p2p lending platform offering consumer loans from Slovakia and the Czech Republic.

Launched:
2012
Headquarters:
Slovakia
Investment types:
Consumer Loans
Interest rates:
10%
Investments funded:
16 million €
Investor countries:
EU
Min. investment:
10€