It’s been fun and educating to keep track of my investments in p2p lending for the past 6 months. I feel I learned a lot this year from this.
This June marks half a year since I started to keep track of my real estate crowdfunding portfolio. For most of the platforms I have in my portfolio, it also marks 6 months since I started investing in them.
Robocash is a peer-to-peer lending platform based in Croatia that offers short-term consumer loans to its investors.
The loans currently available come with a 12% interest rate and all have a buyback guarantee. The buyback guarantee means if a loan is late by 30 days, Robo.cash buys back the loan from the investors and also pays the interest owed for the late period.
Kuetzal is a new crowdlending platform from Estonia offering the possibility to invest in business loans with good interest rates.
The interest rates range from 10% to 21% and the loan terms range from 1 to 4 years. What makes Kuetzal appealing is the fact that it offers these business loans under a buyback guarantee, which means in case of default the projects will be bought back by Kuetzal from investors.